Trucks that earn from day one.
Prime movers, rigids, tippers and trailers — new, used, dealer or private sale. We write owner-driver files and fleet expansions, and we know what a credit team wants to see before they'll quote.
Trucks, new, used, dealer or private.
Prime movers, rigids, tippers and trailers — new, used, dealer or private sale. We write owner-driver files and fleet expansions, and we know what a credit team wants to see before they'll quote.
- Prime movers
- Rigids & body trucks
- Tippers & tipperdogs
- Trailers & dog trailers
- Water trucks
- Fleet expansion
We read the file before we pick the lender.
Age and hours, not just the price
A lender reads year, kilometres and condition before anything else. Older or higher-hour assets aren't a no — they just need the right lender category and sometimes an inspection.
Private sale is normal here
No dealer in the middle changes the paperwork, not the outcome. We handle the payout, PPSR and inspection so a private-sale truck settles cleanly.
Refi and cash-out
Two or three years into a loan, there's often equity sitting in the truck. We can refinance the balloon or release working capital where the numbers stack up.
Worth a read
All resources →Why a private-sale truck needs a different file shape
No dealer in the middle changes the paperwork, not the outcome. What private sale actually changes about a truck finance file — and where to put it.
ComparisonBank vs non-bank equipment finance — what the 200bps actually buys
For a lot of deals the real choice isn't bank or non-bank — it's whether chasing a marginal bank approval for weeks beats going straight to a lender that wants the deal. What the rate gap actually costs, and why downtime usually costs more.
Fit-outWorkshop fit-out finance — chattel mortgage vs commercial lease vs operating lease
Three ways to fund a fit-out, and how each lands on tax and the balance sheet. A plain-English read for trades, hospitality and retail.
Got a truck lined up?
Send the rego or the advert and we'll tell you what's financeable and how fast.