Trucks that earn from day one.
Prime movers, rigids, tippers and trailers — new, used, dealer or private sale. We write owner-driver files and fleet expansions, and we know what a credit team wants to see before they'll quote.
- New, used & private sale
- Indicative answer under 24 hours
- How it works
Trucks, new, used, dealer or private.
Prime movers, rigids, tippers and trailers — new, used, dealer or private sale. We write owner-driver files and fleet expansions, and we know what a credit team wants to see before they'll quote.
Know the trucks you're after? Name it and we'll come back with what a lender will actually do.
Send it through
We read the file before we pick the lender.
Age and hours, not just the price
A lender reads year, kilometres and condition before anything else. Older or higher-hour assets aren't a no — they just need the right lender category and sometimes an inspection.
Private sale is normal here
No dealer in the middle changes the paperwork, not the outcome. We handle the payout, PPSR and inspection so a private-sale truck settles cleanly.
Refi and cash-out
Two or three years into a loan, there's often equity sitting in the truck. We can refinance the balloon or release working capital where the numbers stack up.
Who this desk is for.
Worth thirty seconds — it saves you a call you didn't need and gets the right files moving faster.
Send it through if
- You've got an ABN — trading now, or just starting with work lined up
- The gear earns its keep: trucks, plant, ag, fit-out, work vehicles
- Dealer, auction, or a private sale out of someone's paddock
- New, aged, or a file another desk has already knocked back
We're not the right desk if
- It's a personal or household buy — the family car, a caravan, a weekend boat
- There's no ABN behind the purchase
- The asset doesn't produce income — this desk funds gear that works
If that's you, don't waste your afternoon on the form — a consumer lender or your own bank will do it better than we can.
Sounds like your file? Two minutes on the form and you'll have an indicative answer inside 24 hours.
Get my finance planWorth a read
All resources →Trailer finance — the state-by-state registration quirks that bite at settlement
Buying a trailer in one state and running it in another? The registration and PPSR quirks that surprise first-time buyers at settlement, state by state.
TrucksTrucks #1 to #3 — why the first prime mover is the hardest, and why the third often unlocks fleet finance
The first three truck files are nothing alike. Why truck #1 is the hardest finance you'll write, where the serviceability pinch hits on #2, and why #3 often opens up fleet appetite and bank-style rates.
Hard dealsRefinancing equipment when the seller still owes money on it
Buying gear that's still under finance? The payout-and-take-over mechanics, the PPSR release, and why most brokers won't touch these files — but we run them weekly.
Got a truck lined up?
Send the rego or the advert and we'll tell you what's financeable and how fast.