Trucks that earn from day one.
Prime movers, rigids, tippers and trailers — new, used, dealer or private sale. We write owner-driver files and fleet expansions, and we know what a credit team wants to see before they'll quote.
Trucks, new, used, dealer or private.
Prime movers, rigids, tippers and trailers — new, used, dealer or private sale. We write owner-driver files and fleet expansions, and we know what a credit team wants to see before they'll quote.
- Prime movers
- Rigids & body trucks
- Tippers & tipperdogs
- Trailers & dog trailers
- Water trucks
- Fleet expansion
We read the file before we pick the lender.
Age and hours, not just the price
A lender reads year, kilometres and condition before anything else. Older or higher-hour assets aren't a no — they just need the right lender category and sometimes an inspection.
Private sale is normal here
No dealer in the middle changes the paperwork, not the outcome. We handle the payout, PPSR and inspection so a private-sale truck settles cleanly.
Refi and cash-out
Two or three years into a loan, there's often equity sitting in the truck. We can refinance the balloon or release working capital where the numbers stack up.
Worth a read
All resources →Truck refinance for cash flow — when it works, and when it doesn't
Pulling equity out of a truck to fund working capital can be smart or a band-aid. How to tell which, what the rate impact is, and the ATO-debt angle most operators miss.
RefinancePrime mover refinance — what lenders see, and the 3 things that kill approvals
Sitting on a prime mover loan two or three years in? The three patterns that most often kill a truck refinance — LVR after depreciation, conduct, and business trajectory — and how to get ahead of each.
TrucksWhy a private-sale truck needs a different file shape
No dealer in the middle changes the paperwork, not the outcome. What private sale actually changes about a truck finance file — and where to put it.
Got a truck lined up?
Send the rego or the advert and we'll tell you what's financeable and how fast.