Yellow plant that pays for itself.
Excavators, loaders, dozers, skid steers and attachments. From a first machine to a growing fleet, we know how credit teams read brand, hours and private-sale plant — and how to get the file across.
Machinery, new, used, dealer or private.
Excavators, loaders, dozers, skid steers and attachments. From a first machine to a growing fleet, we know how credit teams read brand, hours and private-sale plant — and how to get the file across.
- Excavators
- Wheel loaders
- Dozers
- Skid steers
- Attachments
- Compaction & rollers
We read the file before we pick the lender.
Brand and resale matter
Credit teams read different brands differently — resale curve, parts network, age ceiling. It changes which lender is the right home for the machine.
First machine, growing business
Stepping from sub-contractor to owning your own plant is exactly the kind of file a bank gets nervous about. It's the file we're built for.
Private-sale plant
Buying used direct from another operator needs paperwork most sellers don't have ready. We run that list so settlement doesn't stall.
Worth a read
All resources →Excavator finance — how credit teams read Komatsu, CAT, Hitachi and Kobelco
Not which excavator brand is best — how credit teams read the four majors when the file lands on their desk, and what the brand on the invoice actually changes about your finance.
ComparisonBank vs non-bank equipment finance — what the 200bps actually buys
For a lot of deals the real choice isn't bank or non-bank — it's whether chasing a marginal bank approval for weeks beats going straight to a lender that wants the deal. What the rate gap actually costs, and why downtime usually costs more.
Fit-outWorkshop fit-out finance — chattel mortgage vs commercial lease vs operating lease
Three ways to fund a fit-out, and how each lands on tax and the balance sheet. A plain-English read for trades, hospitality and retail.
Machine picked out?
Send the listing — we'll tell you what's financeable, used or private sale included.