Yellow plant that pays for itself.
Excavators, loaders, dozers, skid steers and attachments. From a first machine to a growing fleet, we know how credit teams read brand, hours and private-sale plant — and how to get the file across.
Machinery, new, used, dealer or private.
Excavators, loaders, dozers, skid steers and attachments. From a first machine to a growing fleet, we know how credit teams read brand, hours and private-sale plant — and how to get the file across.
- Excavators
- Wheel loaders
- Dozers
- Skid steers
- Attachments
- Compaction & rollers
We read the file before we pick the lender.
Brand and resale matter
Credit teams read different brands differently — resale curve, parts network, age ceiling. It changes which lender is the right home for the machine.
First machine, growing business
Stepping from sub-contractor to owning your own plant is exactly the kind of file a bank gets nervous about. It's the file we're built for.
Private-sale plant
Buying used direct from another operator needs paperwork most sellers don't have ready. We run that list so settlement doesn't stall.
Worth a read
All resources →Excavator finance — how credit teams read Komatsu, CAT, Hitachi and Kobelco
Not which excavator brand is best — how credit teams read the four majors when the file lands on their desk, and what the brand on the invoice actually changes about your finance.
RefinanceTruck refinance for cash flow — when it works, and when it doesn't
Pulling equity out of a truck to fund working capital can be smart or a band-aid. How to tell which, what the rate impact is, and the ATO-debt angle most operators miss.
Hard dealsEquipment finance after a bad year — what credit teams forgive, and what they don't
Drought, a lost contract, a cash-flow hit. One bad year on the financials isn't the end of a finance file — here's what credit teams read into it, and what to put in front of them.
Machine picked out?
Send the listing — we'll tell you what's financeable, used or private sale included.