Yellow plant that pays for itself.
Excavators, loaders, dozers, skid steers and attachments. From a first machine to a growing fleet, we know how credit teams read brand, hours and private-sale plant — and how to get the file across.
- New, used & private sale
- Indicative answer under 24 hours
- How it works
Machinery, new, used, dealer or private.
Excavators, loaders, dozers, skid steers and attachments. From a first machine to a growing fleet, we know how credit teams read brand, hours and private-sale plant — and how to get the file across.
Know the machinery you're after? Name it and we'll come back with what a lender will actually do.
Send it through





We read the file before we pick the lender.
Brand and resale matter
Credit teams read different brands differently — resale curve, parts network, age ceiling. It changes which lender is the right home for the machine.
First machine, growing business
Stepping from sub-contractor to owning your own plant is exactly the kind of file a bank gets nervous about. It's the file we're built for.
Private-sale plant
Buying used direct from another operator needs paperwork most sellers don't have ready. We run that list so settlement doesn't stall.
Who this desk is for.
Worth thirty seconds — it saves you a call you didn't need and gets the right files moving faster.
Send it through if
- You've got an ABN — trading now, or just starting with work lined up
- The gear earns its keep: trucks, plant, ag, fit-out, work vehicles
- Dealer, auction, or a private sale out of someone's paddock
- New, aged, or a file another desk has already knocked back
We're not the right desk if
- It's a personal or household buy — the family car, a caravan, a weekend boat
- There's no ABN behind the purchase
- The asset doesn't produce income — this desk funds gear that works
If that's you, don't waste your afternoon on the form — a consumer lender or your own bank will do it better than we can.
Sounds like your file? Two minutes on the form and you'll have an indicative answer inside 24 hours.
Get my finance planWorth a read
All resources →Yellow plant private sale — the paperwork most sellers don't have ready
Buying used plant direct from another operator? The exact paperwork list that stops a private-sale excavator file stalling at settlement.
MachineryEarthmoving fleet refi — what changes from owner-operator to five trucks
Scaling from one machine to a fleet changes your whole finance picture — balance sheet, file shape, and which lender category will even engage. What shifts, and when.
MachineryExcavator finance — how credit teams read Komatsu, CAT, Hitachi and Kobelco
Not which excavator brand is best — how credit teams read the four majors when the file lands on their desk, and what the brand on the invoice actually changes about your finance.
Machine picked out?
Send the listing — we'll tell you what's financeable, used or private sale included.
