Owner driverMack Superliner
Feb 2026
Direct to industry experts — no call centre
Equipment Finance for Trucks, Ag and Machinery — Built Around How Your Business Actually Operates.
Structured for operators who are building, scaling, and expanding — trucks, ag gear, machinery and fit-out, Australia-wide.
$100m+
Settled
30+
Lenders
5.0 ★
Google rating
15+ years structuring deals
Panel access via Connective, a leading Australian aggregator
Credit Representative 478424 of Connective Credit Services Pty Ltd · ACL 389328
Choose your asset
Six asset classes, and a desk that actually knows them.
Trucks
Prime movers, rigids, tippers, trailers, water trucks, fleet expansion.
Trucks finance
Agriculture
Tractors, headers, sprayers, balers, seeders and ag implements.
Agriculture finance
Machinery
Excavators, loaders, dozers, skid steers and attachments — yellow plant.
Machinery finance
Fit-out & Commercial
Workshop gear, hospitality, retail fit-out, CNC and fixed plant.
Fit-out & Commercial finance
Vehicles
Utes, vans, light commercial and work cars under 4.5 GVM.
Vehicles finance
Other Assets
Chippers, IT, medical, gym, hospitality — anything that earns income.
Other Assets financeBuilt by an operator, for operators.
Fifteen years in equipment finance — most of it across the desk from owner-drivers, family transport outfits and civil operators trying to get the next piece of gear on the ground. Transport, ag and civil is where I'm most useful. I know which lenders write the marginal deal, which don't, and which structures hold up at credit committee.
The practice runs on that. No call-centre script, no junior assessor in another state, no three-week wait when the answer is clear in twenty-four hours.
Chris PyneFounder, Forefront Equipment Finance
★★★★★
"Through his help I have been able to update and expand my business in a timely manner which I couldn't do through my bank. Chris has been able to get me loans for balers, air-seeders, speed tillers, tractors, trucks and loans to help with cash flow shortages while working on larger projects."
DDave · Long-time client · 5★ Google review
★★★★★
"We recently used Forefront to finance a large hoist for our workshop. Chris was very easy to communicate with, our finance was approved and paid within days. Highly recommend having a chat with the team if you are looking at financing any equipment."
PPatrick · Financed a workshop hoist · Google review
★★★★★
"Chris, from Forefront Equipment Finance recently organised equipment finance for my husband and I. I cannot stress enough how professional and dedicated Chris is to achieve the best outcome for his clients. He really genuinely cares, and goes above and beyond."
GGaye · Equipment finance client · Google review
The gear on the ground
Real machines, financed and working.
Every deal on this page settled through the desk — not a stock photo.
Get a quote
What loan are you looking for?
Two minutes, no obligation. Chris calls you back with an indicative answer — usually the same day.
★★★★★
"Our finance was approved and paid within days. Highly recommend having a chat with the team."
Patrick, Wynnum · Google review
★★★★★
"He really genuinely cares, and goes above and beyond."
Gaye, Chermside · Google review
Recently on the road
See how it works →Real deals, real operators, settled this quarter.
Owner driver
CivilMack truck & dog
Apr 2026
TrucksMack Trident tipper
Mar 2026
BroadacreJohn Deere tractor & tillage rig
Mar 2026
FleetWestern Star prime mover
Feb 2026
Sub contractorHitachi Zaxis excavator
Jan 2026
Owner driverKenworth T908
Jan 2026
Sub contractorCase skid steer
Dec 2025
Fit-outWorkshop CNC fit-out
Dec 2025
BroadacreCase IH combines
Nov 2025
VehiclesCrew-cab work ute
Nov 2025
CivilDAF truck & dog
Oct 2025
How it works
Fast approvals in four simple steps.
01
Tell us about the asset
A two-minute form or a quick call to Chris. We get the picture fast — what you're buying, who from, and where it's at.
02
Same-day indicative answer
We match your file to the right lender category — same day if it's clean, under 24 hours either way.
03
We package and submit
End-to-end. We handle the paperwork, the lender liaison and the conditions so you don't have to.
04
Settlement, and on the road
Final approval, clean settlement — dealer or private sale — and you're back to running the business.
Access to 30+ banks and specialist lenders
Tier 1 banksBroker-market non-banksSpecialist non-banksCaptive / manufacturer financePrivate credit
Insights & resources
Practical equipment finance, written and filmed by people who do it.
Trucks·9 Aug 2026
Trailer finance — the state-by-state registration quirks that bite at settlement
Hard deals·7 Aug 2026
Hard deals — the equipment finance files banks knock back (and how they still get done)
Trucks·3 Aug 2026
Trucks #1 to #3 — why the first prime mover is the hardest, and why the third often unlocks fleet finance
Work the numbers
Indicative repayments in ten seconds.
A rough monthly figure to plan around. For real numbers on your file, send the asset through and we'll come back with what a lender will actually do.
$120,000
$10k$500k
60 months
1 yr7 yrs
0%
0%50%
Estimated monthly repayment
$2,430 /mo
$0 balloon (fully amortising)
- Total repaid
- $145,818
- Total interest
- $25,818
Get a quote
Indicative only — not an offer of credit. Actual rate and repayments depend on the lender, the asset and your file.
Ready to move?
Get an indicative answer today — under 24 hours, no fluff.