Fit out the business that earns.
Workshop gear, CNC and fixed plant, hospitality and retail fit-out. Whether you're moving out of the home garage or kitting out a new site, there's a structure that suits how the asset earns.
Fit-out & Commercial, new, used, dealer or private.
Workshop gear, CNC and fixed plant, hospitality and retail fit-out. Whether you're moving out of the home garage or kitting out a new site, there's a structure that suits how the asset earns.
- CNC & workshop machinery
- Compressors & welding plant
- Hospitality & kitchen
- Retail shopfit
- Cold rooms & extraction
- Fixed plant
We read the file before we pick the lender.
Chattel mortgage vs lease
Fit-out is where structure earns its keep — chattel mortgage, commercial lease or operating lease each land differently on tax and the balance sheet.
Mixed assets in one deal
A fit-out is rarely one machine. We package the gear, the install and the fixtures into a single facility where the lender allows it.
Home garage to workshop
Expanding from a sole trader to a real premises changes the file. We know what a lender needs to back the step up.
Worth a read
All resources →Workshop fit-out finance — chattel mortgage vs commercial lease vs operating lease
Three ways to fund a fit-out, and how each lands on tax and the balance sheet. A plain-English read for trades, hospitality and retail.
ComparisonBank vs non-bank equipment finance — what the 200bps actually buys
For a lot of deals the real choice isn't bank or non-bank — it's whether chasing a marginal bank approval for weeks beats going straight to a lender that wants the deal. What the rate gap actually costs, and why downtime usually costs more.
AgricultureAg machinery finance — the seasonal repayment options most brokers skip
Farm cash flow doesn't run monthly. The seasonal, annual and skip-month repayment structures that line equipment finance up with how the year actually pays.
Kitting out a new site?
Send the equipment list — we'll work out the cleanest way to fund it.