Fit out the business that earns.
Workshop gear, CNC and fixed plant, hospitality and retail fit-out. Whether you're moving out of the home garage or kitting out a new site, there's a structure that suits how the asset earns.
Fit-out & Commercial, new, used, dealer or private.
Workshop gear, CNC and fixed plant, hospitality and retail fit-out. Whether you're moving out of the home garage or kitting out a new site, there's a structure that suits how the asset earns.
- CNC & workshop machinery
- Compressors & welding plant
- Hospitality & kitchen
- Retail shopfit
- Cold rooms & extraction
- Fixed plant
We read the file before we pick the lender.
Chattel mortgage vs lease
Fit-out is where structure earns its keep — chattel mortgage, commercial lease or operating lease each land differently on tax and the balance sheet.
Mixed assets in one deal
A fit-out is rarely one machine. We package the gear, the install and the fixtures into a single facility where the lender allows it.
Home garage to workshop
Expanding from a sole trader to a real premises changes the file. We know what a lender needs to back the step up.
Worth a read
All resources →Workshop fit-out finance — chattel mortgage vs commercial lease vs operating lease
Three ways to fund a fit-out, and how each lands on tax and the balance sheet. A plain-English read for trades, hospitality and retail.
RefinanceTruck refinance for cash flow — when it works, and when it doesn't
Pulling equity out of a truck to fund working capital can be smart or a band-aid. How to tell which, what the rate impact is, and the ATO-debt angle most operators miss.
Hard dealsEquipment finance after a bad year — what credit teams forgive, and what they don't
Drought, a lost contract, a cash-flow hit. One bad year on the financials isn't the end of a finance file — here's what credit teams read into it, and what to put in front of them.
Kitting out a new site?
Send the equipment list — we'll work out the cleanest way to fund it.