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Forefront Equipment Finance
Agricultural equipment finance

Finance that moves with the season.

Tractors, headers, sprayers, balers and the implements behind them. Farm cash flow doesn't run monthly, and the right structure shouldn't either — we set up repayments that line up with how the year actually pays.

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What we finance

Agriculture, new, used, dealer or private.

Tractors, headers, sprayers, balers and the implements behind them. Farm cash flow doesn't run monthly, and the right structure shouldn't either — we set up repayments that line up with how the year actually pays.

  • Tractors
  • Headers & combines
  • Sprayers
  • Seeders & air carts
  • Balers
  • Implements & attachments
Across the cropping calendar
John Deere air seeder at dusk
Pair of Case IH combines
Case IH combine harvesting wheat
Sprayer in a canola field
New Holland tractors on a float
Fendt with a slasher implement
What shapes an ag file

We read the file before we pick the lender.

Seasonal and annual repayments

Some lenders structure repayments around harvest or offer annual servicing. Most brokers don't mention it. We do, where it fits the operation.

Family-farm structures

Partnerships, trusts, a move to a company — farm businesses have quirks first-time borrowers get caught by. We've seen them and know how to present them.

Captive vs broker-market

The dealership's own finance is the easy default, but it isn't always the cheapest. We'll tell you straight when it's worth looking wider.

Worth a read

All resources →
Agriculture

Ag machinery finance — the seasonal repayment options most brokers skip

Farm cash flow doesn't run monthly. The seasonal, annual and skip-month repayment structures that line equipment finance up with how the year actually pays.

Refinance

Truck refinance for cash flow — when it works, and when it doesn't

Pulling equity out of a truck to fund working capital can be smart or a band-aid. How to tell which, what the rate impact is, and the ATO-debt angle most operators miss.

Hard deals

Equipment finance after a bad year — what credit teams forgive, and what they don't

Drought, a lost contract, a cash-flow hit. One bad year on the financials isn't the end of a finance file — here's what credit teams read into it, and what to put in front of them.

Start the file

Gearing up before the season?

Tell us the machine and the timing — we'll structure it around your cash flow.

Get a quote