Finance that moves with the season.
Tractors, headers, sprayers, balers and the implements behind them. Farm cash flow doesn't run monthly, and the right structure shouldn't either — we set up repayments that line up with how the year actually pays.
Agriculture, new, used, dealer or private.
Tractors, headers, sprayers, balers and the implements behind them. Farm cash flow doesn't run monthly, and the right structure shouldn't either — we set up repayments that line up with how the year actually pays.
- Tractors
- Headers & combines
- Sprayers
- Seeders & air carts
- Balers
- Implements & attachments
We read the file before we pick the lender.
Seasonal and annual repayments
Some lenders structure repayments around harvest or offer annual servicing. Most brokers don't mention it. We do, where it fits the operation.
Family-farm structures
Partnerships, trusts, a move to a company — farm businesses have quirks first-time borrowers get caught by. We've seen them and know how to present them.
Captive vs broker-market
The dealership's own finance is the easy default, but it isn't always the cheapest. We'll tell you straight when it's worth looking wider.
Worth a read
All resources →Ag machinery finance — the seasonal repayment options most brokers skip
Farm cash flow doesn't run monthly. The seasonal, annual and skip-month repayment structures that line equipment finance up with how the year actually pays.
ComparisonBank vs non-bank equipment finance — what the 200bps actually buys
For a lot of deals the real choice isn't bank or non-bank — it's whether chasing a marginal bank approval for weeks beats going straight to a lender that wants the deal. What the rate gap actually costs, and why downtime usually costs more.
Fit-outWorkshop fit-out finance — chattel mortgage vs commercial lease vs operating lease
Three ways to fund a fit-out, and how each lands on tax and the balance sheet. A plain-English read for trades, hospitality and retail.
Gearing up before the season?
Tell us the machine and the timing — we'll structure it around your cash flow.